Privacy Policy

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PRIVACY POLICY

Community State Bank recognizes and respects the privacy expectations of its customers and has developed a privacy policy to govern disclosures of personally identifiable information. It shall be the policy of Community State Bank to abide by the privacy principles set forth in this document.

This privacy notice is designed to inform you of:

1. The information that we collect about our customers and the sources of that information.

2. The measures we take to secure your personal information.

Community State Bank collects information about its customers from the following sources:

¨ Information customers provide on applications to us for our products and services.

¨ Information that we receive in response to requests we make to third parties about our customers, particularly in the process of evaluating applications for loans.

¨ Information that we receive from credit reporting agencies, commonly known as credit bureaus.

¨ Information that we receive from processing customers’ accounts with us, and the transactions in those accounts, such as deposit accounts and loans.

We will disclose nonpublic personal information to affiliated and nonaffiliated third parties only when:

¨ The information is needed to complete a customer-initiated transaction.

¨ The customer requests it.

¨ The disclosure of personal information is required by or allowed by federal, state or local laws, criminal or regulatory investigation, subpoena or summons, or to respond to judicial process or governmental regulatory authorities having jurisdiction over the bank for examination, compliance, or other purposes authorized by law.

All personal information collected by Community State Bank is highly confidential. It is the Bank’s policy that all personal information be available to those employees who have a need for the information to properly service a customer’s account, act upon a customer’s request or to fulfill that person’s job responsibility within Community State Bank. Appropriate disciplinary measures to enforce employee privacy responsibilities will be as directed in Community State Bank’s personnel manual. Furthermore, Community State Bank will maintain appropriate security standards and procedures to prevent unauthorized access to customer information

You may reach us by telephone at 1-309-932-8181 during regular business hours.