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Business Checking & Savings Accounts

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Designed to Make the Most of Your Money

Checking Options

Your business checking and savings account should help you achieve your goals, not ding you with unnecessary fees and restrictions. From simple to high-interest accounts, we'll help you find the best fit for your cash flow.

Business Checking--Basic

  • Best for small businesses with a smaller number of transactions
  • No monthly service charge for balance of $500 or more; $5 monthly service charge for balance less than $500
  • $500 minimum deposit to open account
  • No transaction limits

Analyzed Business Checking

  • Best for businesses with large numbers of transactions
  • Earnings credit offset account fees
  • Itemized account detail information provided monthly
  • No transaction limits

NOW Checking

  • Only available to individuals, sole proprietorships, non-profit organizations, and governmental units
  • Best for businesses that carry a larger daily balance and want to earn interest on their funds
  • $1,000 minimum average balance requirement with no fees; $5 fee for balances below $500 and $3 fee for balances $500 or greater but less than $1,000
  • No transaction limits

Savings Options

Regular Savings

  • Best for businesses that can't devote a lot to savings, but still want to have the ability to save for future costs
  • $50 minimum balance requirement; balances below $50 will not earn interest and may be closed
  • Immediate access to funds
  • Six withdrawals per month

Money Market Account

  • Best for business that keep large balances and want to be rewarded for it
  • $2,500 minimum balance to open; average daily balance below $2,500 incur a $10 monthly service fee
  • Interest-bearing account
  • Six transfers per month

Get Started Today! 

Make an appointment with any of the following Community State Bank team members to go through all the details and help you choose the right account combination. You can also stop by any of our offices during business hours to learn more or open your account.

  • Kewanee (Tenney St.)

  • Jessica Nevarez

    Personal Banker

    Location: Kewanee (Tenney St.) Divisions:  Personal Banker
    Phone: (309) 853-8182 Get in touch with me
  • Michelle Costenson

    Personal Banker

    Location: Kewanee (Tenney St.) Divisions:  Personal Banker
    Phone: (309) 853-8182 Get in touch with me
  • Galva

  • Carrie Gustafson

    Personal Banker

    Location: Galva Location: ATM--Bishop Hill Creative Commons Location: ATM--Hathaways Ace Hardware & Fresh Market--Galva Divisions:  Personal Banker
    Phone: (309) 932-8181 Get in touch with me
  • Kewanee (Main St.)

  • Rosie Jackson

    Personal Banker

    Location: Kewanee (Main St.) Divisions:  Personal Banker
    Phone: (309) 932-8181 Get in touch with me
  • Franklin

  • Jenny King

    Personal Banker

    Location: Franklin Divisions:  Personal Banker
    Phone: (217) 675-2311 Get in touch with me